Yes, you did buy that life insurance for a reason and you may have family members who would desperately need the proceeds in the event of your untimely demise. But if things are getting desperate now, you may be able to turn that policy into cash. And, no, you don’t have to die to do it.
Im a middle aged woman and a qualified teacher. Now i have a lot of free time and im interested in earning an exra income to help the family. But im not so good in computer but can do with smart phone. Pls help to find the apt jobfor me. Thanking you
BONUS! See how I am making 10.9% return on my best short term investments using LendingClub. Peer-to-Peer lending has been great for people looking to borrow money to start a business or pay off high interest debt, but I have been doing extremely well with lending.
That’s my plan. No kids, no spouse, parents deceased. I’ll never be able to retire. On PSLF, but forgiveness not approved until 120th payment. Many are not being forgiven now. I take courses to stay in deferment. FedLoan bases payment on gross; not net. How does that make any sense?! After bills I can’t afford the payment. I have 3 grad degrees. Was supposed to be a psychologist. APA & NCE won’t accept my 15yo degrees for the national exam. So I teach at a CC. Over 180,000 in debt now and it grows monthly.
Start cutting the unnecessary spendings in your life. Do what you can to reduce your bills: make sure you turn off the lights, plan meals to save at the grocery store, and be disciplined about eating in. Focus your life with only the necessities and in no time you will be saving a lot more than what you previously did.
ThredUp. Their tag line is “secondhand clothes, firsthand fun.” And they have to get their clothes from somewhere. Are you catching on? You are that somewhere. The website sells women’s and kid’s clothes (sorry, guys). You send your clothes in a ThredUp bag with a prepaid mailing label, and ThredUp will decide the value. They’re looking for nice clothes and popular brands, and there’s a fee if your items aren’t accepted. So if you have clothes better suited for a yard sale, hold a yard sale. But if you have quality outfits you no longer want, ThredUp will probably pay you enough that you can buy new threads.
Some people let the house cleaning go a bit too long, then they don’t want to even attempt it. Others get a little busy and just need some help. You should be able to pick up $100 or more just from cleaning a couple of houses.
Often online get-rich-quick schemes use a bait and switch strategy which invites viewing of a particular offer (the bait) and then shows a completely different and frequently inferior one (the switch).
While in college, Hannah Moore, now a certified financial planner in Dallas, worked as a basketball referee. After passing a referee test, she shadowed experienced referees before becoming a referee on her own. “It’s great for anybody who loves sports,” she says. She liked being active while she worked. Moore also found that middle and high school teams paid better than on-campus teams. “It took me out of my college bubble,” she adds. Other active side gigs include serving as a sports coach, a hiking or rafting guide, a yoga instructor or a personal trainer; however, these may require certifications and the amount you can earn varies by location.
Each fair-sized community has its own place on Craigslist, where sellers can post goods (free of charge) for sale. Unlike Ebay, Craigslist only acts to hook you up with the seller; it does not take a role in the transaction. And since most transactions are local, they are done face to face, reducing the chance for fraud or misleading offers. Since the deals are done in person, you get your money immediately, unlike the Ebay process.
If you want to start a side business taking student or family portraits, capturing someone’s special wedding day, or sell your pictures through a stock photography website, photography is a popular and flexible way to make extra money.
GigWalk: This iPhone app allows you to team up with companies posting gigs and get small jobs done for cash. These can be anything from mystery-shopping to making deliveries to testing apps to taking photos. Simply install the app, make a profile, and start looking for gigs in your area.
Technical Support Representative: Many companies that provide technical support hire telecommuting staff to handle calls. You’ll need expertise in the software or product, the ability to problem solve, and the communication skills required to resolve issues and ensure customer satisfaction.
They pay isn’t that great, especially for shorter tasks. But the beauty of it is that since most of them don’t require a lot of brain power and focus, you can do ’em while watching your favorite TV shows on the couch.
Homebase was founded by the supermarket chain Sainsbury’s and Belgian retailer GB-Inno-BM in 1979, as Sainsbury’s Homebase. This was to bring a supermarket style layout to the British Do It Yourself (DIY) market. The first store was in Croydon, opening on 3 March 1981, located on the Purley Way.
You can earn anything from 10p to £20 per item, and the earnings can really add up if you have a large collection. Whilst you’re at it, see if your parents have any ‘clutter’ they’d be happy to see the back of.
Answer questions. If you’re a subject matter expert, you can get paid for your expertise. Sites like Just Answer will pay you to answer questions either on the phone or online. Just register, enter your area of expertise, and get started to begin earning money on the side.
There are many good reasons to build a business, and for you, wealth creation may not be as important as making an amazing product or leading a great team. But if money is what you’re after, there is no better way to get rich than to start and sell a successful business.
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My name is Ramit Sethi and I’m a recent Stanford grad. I’ve been reading your blog for two years (I loved the post about using virtual assistants and got BOTH of my brothers to start using one), and it’s really helped me be more efficient with my work.
Cashback sites work by giving you a cut of the cash they earn for channelling web traffic. Yet you don’t have to buy anything to earn cash via these sites – they often pay you just for clicking links on the internet.
You’re probably already doing these things anyway, right? Why not get paid to do them? With Swagbucks, you earn points by doing these simple online tasks, and then once you earn a certain number of points, you can cash them in for gift cards to your favorite stores.
If you’re a writer, for example, you might consult the New York Times Bestseller list, and identify the ten successful authors that you admire the most. Learn more about these writers, what they did to be successful, and read some of their work. Invest the time and energy in improving your own craft, by looking at successful past models.
There are freelance sites, such as the popular oDesk, that often have jobs for virtual assistants. Just as with physical assistant positions, you will get paid for helping executives with a wide variety of tasks.
Management Buyout: In an MBO, you invite your management team (or a family member) to buy you out time, usually with a mixture of some cash from the profits of your business and debt that the managers take on.
Guilt: In the 2005 Christmas tsunami, a mother was holding both her small children in the raging waters. One was five, and the other was two. She knew that if she tried to hold them both, they all would die. So she made Sophie’s Choice. She let go of the older kid reasoning he stood a better chance than the smaller one.